Reverse-Mortgages.US

Bill Roller · NMLS# 107972

Free Calculator for Homeowners 62+

Find Out How Much Your Home Could Pay You

You’ve worked hard for your home. Now let your home work for you. Get your free reverse mortgage estimate in under 60 seconds.

Calculate My Estimate →

✓ No obligation

🔒 100% secure

⏱ Under 60 seconds

A message from Bill

Hear It Straight From Your Specialist

Before you use the calculator, take a minute to hear from Bill about how a reverse mortgage could work for you.

A personal message from Bill Roller, CFA, CFP®, CMT, NMLS# 107972

Free HECM Estimator

See Your Free Estimate

Enter a few details below — your results appear instantly, with options to email or print them.

HECM Reverse Mortgage Benefit Estimator

Estimate your HECM reverse mortgage benefit — for informational purposes only

Your Contact Information

First Name * Required

Last Name * Required

Email Address * Please enter a valid email

Phone Number * Required

Borrower & Property

Youngest Borrower Age * Must be 62+ Must be 62 or older

Co-Borrower Age (optional) Enter if applicable

Estimated Home Value *

Please enter a home value

County / State (for records) 2025 HECM limit is national: $1,209,750

Current Mortgage Balance (if any)

Rate & Cost Assumptions

Expected Interest Rate

4.0%–9.0% Must be 4.0%–9.0%

Est. Closing Costs

Servicing Fee Set-Aside (if any)

Fill in your contact information
and property details, then click
Calculate My Benefit

Why a Reverse Mortgage

What Homeowners 62+ Love About It

A HECM reverse mortgage is a federally insured loan designed specifically for older homeowners. Here’s what makes it different.

🏠

Keep Your Home
You retain full ownership. There’s no need to sell or move out.

📅

No Monthly Payments
Eliminate your mortgage payment and free up monthly cash flow.

💰

Tax-Free Funds
Access your equity for healthcare, travel, home repairs — whatever you need.

🏙

FHA-Insured
Reverse mortgages are government-backed and heavily regulated for your protection.

Ready to See What Your Home Can Do for You?

It takes less than a minute. No commitment. No pressure. Just answers.

Get My Free Estimate →

Contact Information
Name
Email
Phone
County / Location
Calculator Inputs
Borrower Age
Co-Borrower Age
Home Value
Mortgage Balance
Expected Interest Rate
Est. Closing Costs
Servicing Fee Set-Aside
Estimated Results
Qualifying Age Used
Maximum Claim Amount
Principal Limit Factor (PLF)
Gross Principal Limit
Net Available Proceeds
Distribution Options
Lump Sum (60% yr-1 limit)
Line of Credit
Monthly Tenure (est.)

Inputs Used
Qualifying Age	—
2025 FHA HECM Lending Limit	$1,209,750
Maximum Claim Amount (MCA)	—
Principal Limit Factor (PLF)	—
Principal Limit
Gross Principal Limit (MCA × PLF)	—
Deductions
Less: Mortgage Payoff	—
Less: Closing Costs	—
Less: Servicing Set-Aside	—
Net Benefit
Estimated Net Available Proceeds	—