Home Equity Conversion Mortgage (HECM)

If you are a homeowner age 62 or older and have paid off your mortgage or paid down a considerable amount, and are currently living in the home, you may participate in FHA’s Home Equity Conversion Mortgage (HECM) program.

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HECM for Purchase

HECM for Purchase allows seniors, age 62 or older, to purchase a new principal residence using loan proceeds from a  reverse mortgage in a single transaction.

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HECM and Retirement

For some retirees, a standby reverse mortgage strategy combined with their saving may increase their chances of meeting their retirement goals. They would draw on a reverse mortgage when the financial markets are correcting and their account values are down and preserve their retirement accounts.

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Since 1993

About Reverse-Mortgages.US

Reverse-Mortgages.US is a service of Beacon Rock Wealth Advisors, a registered investment advisory and financial planning firm in Camas, Washington.

Bill Roller, CFA, CFP(R), CMT is the president of Beacon Rock.  He is licensed as a mortgage broker (NMLS #107972) in Washington and Oregon.  Loans are originated through Prestige Home Mortgage (NMLS #14216) in Vancouver.

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Your Next Steps

Get a quote on a reverse mortgage to find out how much money you could receive.